Fredericksburg Guidebook's

Winner of the 2010 "Freddy Award" for 

Best Mortgage Company

Making Buyer's Dreams Happen,

 One Mortgage at a Time.

As a native of Fredericksburg, Va., I am sensitive to my clients' needs regarding the home buying process. For more than 20 years I have helped families make intelligent decisions about their home financing options.

I specialize in working with First-time home buyers and have consistently been a Top Producing loan officer for VHDA.  However, we also offer a full line of mortgage loans for those moving up, downsizing, or refinancing including VA, FHA, and Jumbo Financing.

My Assistant, Tracy Bray has worked with me for more than 12 years. A fellow native of Fredericksburg, she graduated from Mary Washington College with a degree in Business Administration.  She is always available to answer your questions or walk you through the pre-approval process.

Together, we work to meet our clients needs and expectations and look forward to guiding you through this very exciting time.  We are here to make the home-buying process enjoyable and stress free.